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This is a true story. It’s about a retirement planning ‘secret’; 
how people make big money with it; 
what happened to me and what I did about it; 
why you should never guess when it comes to retirement planning; and 
how you can take advantage of the secret for yourself to save thousands of dollars a year – money you could be using to for your retirement paycheck!
   

Uncle Sam’s retirement planning ‘secrets’ revealed!  
The government knows something about retirement planning that no one wants to talk about. That’s right! And if you don’t use that secret you’ll miss the boat! Don’t believe me? Would you believe Sam Beard, the president of Economic Security 2000? Here’s what Mr. Beard had to say about retirement planning during the White House Social Security Summit "In a working lifetime...Set aside $2,000 per year, and YOU CAN ACCUMULATE OVER $300,000 - THE FINANCIAL ASSETS OF TODAY'S 95th PERCENTILE RICHEST AMERICAN". Sound impressive? It is, but it still doesn’t use the government’s #1 retirement planning ‘secret’!! Ask yourself “If I had that much money, would it be enough? Will it give me the paycheck I need when I’m retired?”  

Government ‘secret’ is handled like a ‘trade secret’ by the pro’s.  
Talk to anyone: stockbrokers, real estate agents, insurance agents, your neighbor, or whoever you want! Ask them “What is the first step I should take when retirement planning?” and see what answers you get.

What if one of those people said the answer will cost you $2,000? That’s what some professionals charge each and every year (hourly fees and commissions) even though you’re the one that has to do all the grunt work! And questions will cost you even more! 

What if another said the answer only costs $1,500 now, but you’ll pay a commission EVERY YEAR ON EVERY DOLLAR IN EVERY ACCOUNT you have and every penny it grows - from now until retirement…and you still have to do the grunt work! And, of course, questions are answered on an hourly fee basis, just like a lawyer. 

Here’s what happened to me  
Don’t like those answers? I don’t blame you. It actually happened to me and I hated it! I spent all that money and I still couldn’t get my questions answered! Not that they were difficult. They were simple questions like: “What will my expenses be?” “Will my retirement paycheck cover me?” “Will I have enough to last until I die?” “How much should I save this year?” “What if I sell my house or business?” and, of course, the ever popular “Can I retire early?”

My bottom line was simple: “What works best for me?” And I couldn’t get the answer without spending huge amounts of consulting money. How do they get that kind of money? By using the government ‘secret’ as their ‘trade secret’ and charging big fees to use it for your retirement plan.

This is what I did about it  
I was HOT! And you can bet I wasn’t about to throw good money after bad by asking questions that should have been answered in the first go-round. So what did I do?

I figured I'm not the only one that this happened to...so I did what anybody else who was PO’d enough would do! I partnered up with some pro's to get a SOLUTION THAT ANYONE CAN USE. Each of these people has over 20 years experience in banking, finance and investing - a financial planner and investment analyst (for a company that manages HUGE retirement funds); a professional that sets up investment programs for banks and a serious commercial real estate investor…not to mention the banking programmers, design work, research work, and testing.

Why it’s dangerous to guess  
Take a look around. You’ll see plenty of suggestions that ignore the secret. They say you can use a rule of thumb, an average or make a statement like ‘retirement expenses generally run about 60, 70, 90% of your current income’. It’s dangerous because it GLOSSES RIGHT OVER THE 'SECRET' - the foundation of a good retirement plan!

Here’s an example: one general rule says your retirement paycheck should be 80% while another says it should be 60% of your current income. Another says you’ll need a paycheck equal to 70% of your current income, but if you’re a low-income earner, you’ll need 90% or more. WELL, WHICH ONE IS RIGHT? What’s low income and what’s not? What if you're finishing your career...or just starting out? Does it work the same for everyone? What’s the difference? Work...starvation…cat food…the poor house.

Use the ‘secret’ to your advantage  
Now you can see the future...with RetireMite™.
You don’t need to guess when you use the ‘secret’ to protect your family. We have THE SOLUTION THAT'S BUILT ON UNCLE SAM'S #1 RETIREMENT PLANNING 'SECRET'’ – the same one the pro’s use – and you don’t have to pay an arm and a leg in fees, commissions and hourly consulting! It works with real estate, your home, business, stocks, bonds, IRAs, 401s, annuities, pensions, and just about anything else that ORDINARY PEOPLE like you and I use to live our lives and secure our families' future.

Look at the advantages you’ll have:  

    • NO EXPERIENCE NEEDED TO GET THE PAYCHECK YOU WANT!
    • Use the trade secret the pro’s use - Uncle Sam’s #1 step to prepare for retirement – “Know your retirement needs” - and if your retirement paycheck will cover you!
    • No books, no courses, no seminars. YOU GET ANSWERS, NOT RHETORIC AND THEORIES!
    • You’ll know how much to save this year to get that paycheck. Everyone is different – you have to know how much you’ll need before you know how much to save. It’s just plain common sense.
    • Private. Do it at home, on the road, wherever. No sending in information. No going on the Internet.
    • Flexible. It works with what you have. The stock market is not the only answer for retirement saving.
    • EASY to do. Just select from multiple-choice lists and plug in the numbers.
    • No complicated forms, questions, spreadsheets, theories or formulas.
    • EASY to understand. If you keep a checkbook or use a charge card, you can do this. Just follow the blue arrow from start to finish!
    • FAST. Send the kids to the movies. You’ll be done before they’re back.
    • CHEAP. No consulting fees. No commissions. No appointments.
    • WHAT IF? Find the way (the pro's call it a 'strategy') that’s best for you. Try different ideas and ways to get the retirement paycheck you need. What if you sold a house? What if you bought some real estate? Opened an IRA? Sold a business? What if one of you retires early? You can try as many ideas as you can think of. No appointments, fees or commissions.
    • Want to open an IRA or 401 and buy some stocks or bonds with it? Want to open a taxable investing account? You’ll get an investment shopping list™ free!
    • You’ll have the freedom to buy what you want where you want, because we’re not connected to any brokerage. You even get a list of questions to ask!
    • No prior knowledge required! Just fill in the blanks. RetireMite™ does the rest! See how fast and easy it really is. Click here for a virtual tour.

You’ll use the government ‘secrets’  - the pro’s ‘trade secrets’ for a strong, happy retirement – by the time the kids get back from the movies - with the RetireMite™ retirement calculator. You’ll have it all – a plan, a balanced budget to help find extra money to invest, an investment shopping list™, a steady retirement paycheck and the security and pride of independence in your old age.


This information site is provided as a public service by: RetireMite ... for a retirement you can live with . Buy it now, you'll be glad you did!
Copyright © 2002 D. Murphy & Associates, Inc. All rights reserved.